Dr Karl Dayson, Community Finance Solutions, University of Salford
Year: 2010
ISBN: 978-0-900259-59-3

The freedom granted to the financial sector in the latter half of the 20th century has not delivered either prosperity for all or stability of the system. We now have a nation where both the people and the state are in debt, with no obvious means to pay it off. The credit crunch was as much of a moral and sociological failure as an economic and financial one. In this think piece, Dr Karl Dayson explores the role of civil society associations in growing a more civil economy for the 21st century.

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